Our simple pledge can change your life
The essence of our approach is based on a promise to act in your best interests.
This means making investment recommendations based on what decades of peer-reviewed financial research has shown to be the most prudent way to invest. It means getting to know you, your family, your goals and your most important dreams. It means crafting a customized plan that touches on – and improves – the most important aspects of your life.
The foundation of our approach is our investment philosophy, which is built on a deep understanding of how to best capture the returns of the financial markets. The approach is based on established facts and real evidence, not empty Wall Street opinions or the media’s “flavor of the month” speculation.
Our philosophy is to create strategies built on accumulated and ongoing academic wisdom. We don’t try to time or predict the market. Instead, we rely on academic research and history that has proven that a low-cost, evidence-based investment strategy outperforms the vast majority of active investors. Note that there isn’t a single peer-reviewed academic paper that shows that active management brings value to clients. We believe that wealth is amassed by buying and holding a highly diversified portfolio, built around broad asset classes where there is a relationship between the expected return and the risks you are adopting.
Investment planning is, of course, just one part of the Cornerstone experience. Our wealth management strategies incorporate tax planning consequences, insurance considerations, and estate planning integration among other services to ensure your full financial life is taken into consideration. We consider not only your willingness to take risk, but also your ability as well as your need to take risk.
As your trusted wealth strategist, these are the questions we help you answer. Our goal is to free you from worrying about the daily ups and downs of the market, so you can focus on the things that really matter – Your Life.